Personal finance options to put a Škoda in your driveway*
Škoda vehicle finance options are adaptable, feature-packed and as attractive as our good-looking Škoda range. We know you’d like a Škoda in the driveway as soon as possible, so our personal finance solutions are simple to apply for and even easier to tailor to your situation.
We offer consumer loans that help you own your Škoda outright, as well as flexibility with Škoda Choice³² finance, where you can return, retain or trade-in and upgrade your Škoda for a previously agreed value at the loan’s end. We also have vehicle lease options.
Now, that’s clever thinking.
Our preferred Škoda dealers all have Business Managers happy to discuss finance options with you. Drop in to your nearest dealer for a chat.
Is Škoda finance right for you?
The Target Market Determination (TMD) document sets out exactly who our vehicle finance options are appropriate for (the target market), and any conditions on how we distribute those finance products to customers. Please read the TMD document here to confirm if a particular finance product is suitable for your financial situation.
Visit the Target Market Determinations page to see if Škoda finance is right for you.
Eligible Škoda EVs now come with a 1.00% p.a. discount
Škoda Financial Services is here to help you go electric, effortlessly. We’ve partnered with the Clean Energy Finance Corporation (CEFC) to bring you smarter finance for your next Škoda EV. For a limited time, you’ll enjoy a 1.00% discount off the standard Consumer Loan or Chattel Mortgage rate**, with the CEFC contributing 0.50% towards this amount, when you finance an eligible Skoda EV through a Consumer Loan or Chattel Mortgage.
To qualify, your vehicle must be priced under $91,387 (including GST). The discount applies to the entire financed loan amount. However, eligibility for the discount is based on the vehicle’s retail price before add-ons and on-road costs. For example, placing a $50,000 deposit on a $100,000 vehicle won’t qualify, as the full price exceeds the cap. Terms, conditions and exclusions apply. View full eligibility criteria and terms and conditions here.
The benefits of choosing Škoda finance
Choose your loan term
You can choose a loan term from one to seven years, depending on the finance option. You can also reduce your regular repayments by paying a deposit upfront or adding a balloon payment at the end of your loan term.
Choose your repayment frequency
Budgeting is easier because you can choose a repayment frequency — weekly, fortnightly or monthly — that matches your pay cycle. You can make payments by BPAY or direct debit. And with the security of a fixed interest rate, and no hidden account-keeping fees, you can stick to your finance plan.
Bundle on-road costs into your repayments
Bundle on-road costs, including servicing, insurance and registration, into your regular repayments. That way you can budget for these expenses throughout the year.
Enquire Now
To get a no obligation, competitive finance and insurance quote, please contact us on 02 9901 9600 or email us using the form below:
³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.
*For approved applicants of Skoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. SFS may extend, withdraw or change offer at any time.
**For approved applicants of Skoda Financial Services (SFS), Australian Credit License 389344. 1.00% p.a. discount offer applies to your standard# Consumer Loan or Chattel Mortgage interest rate for eligible Skoda electric vehicles (EVs). The discount applies to the entire financed loan amount. However, eligibility for the discount is based on the vehicle’s base retail price before add-ons and on-road costs which must be under $91,387 (including GST) (Threshold Price). For example, a customer purchases a Skoda EV with a base retail price of $90,000 (excluding add-ons and on-road costs). They then add roof racks and tinted windows which with on-road costs, bringing the total financed amount to $95,000. This loan qualifies for the discount because the base retail price of the vehicle is under the Threshold Price. The discount is then applied to the full $95,000 financed amount.
#Your standard rate will be determined with reference to our available rates, the loan amount and term, any deposit and your credit history. Excludes Government, Novated Lease Customers, Fleet and Rental Cars. Offer available for a limited time only. Establishment fees apply ($520 for personal applicants or $590 for ABN holders). A lump sum at the end of the loan may also apply. Dealer may charge to arrange finance, ask them for details. Terms, conditions, fees, charges, and credit eligibility apply. Skoda Financial Services reserves the right to amend or withdraw this offer at any time without notice.
Contact 1300 734 567 to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination here and/or seek independent advice